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Posted: Monday, February 19, 2018 5:10 PM


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For great rates on cheap auto insurance in St. Louis and excellent service, visit our website and check out the rates that are available to drivers just like you. You'll be surprised how people from Missouri and all over are finding great coverage without spending all day looking for it. You'll see how we make a difference in many drivers' lives. No longer do you have to spend hours and days calling various insurance agents or filling out piles and piles of forms. We make it easy to do it all right from your computer. In just two short minutes, you can have a rate quote. When you see how much money you could be saving on St. Louis auto insurance you'll want to sign up for your policy immediately online, pay your premium, and yes, even print your proof of insurance form. It doesn't get any easier. So if you're looking for cheap car insurance in St Louis or cheap Missouri car insurance. You've found it.

The State of Missouri requires drivers in Saint Louis to purchase an automobile insurance policy that will pay at least $25,000 if one person is injured in an at-fault collision. St Louis motorists must also carry at least $50,000 in insurance to cover multiple people injured in a single accident. In addition, drivers in MO must have at least $10,000 worth of property damage coverage. This is often referred to as 25/50/10 coverage. Be advised, car insurance companies use various factors to determine the likelihood of a policyholder incurring a loss or accident. Just some of those factors include: type of vehicle (including model, year and value); age; gender; driving history; where you park and drive the vehicle; number of accidents; and even credit scores.

Automobile theft is a serious problem, especially in more densely populated cities. If your location and/or vehicle model put you at a greater risk for theft, you may have trouble finding low-cost car insurance. Protection against loss by theft is not covered by basic auto liability insurance. Additional comprehensive coverage must be purchased to be protected against loss/damage by theft. The total number of stolen vehicles reported in the St. Louis, MO-IL Metropolitan Statistical Area was 7,790 in 2016, ranking it 100th in most stolen vehicles per capita nationwide according to information from the National Insurance Crime Bureau ( This could adversely affect your car insurance rates.

Even if your credit is less than perfect or you're stuck with some traffic tickets, you can still find St. Louis car insurance that's affordable and drive with the peace of mind of knowing that you are legal and in compliance with your state's laws. Don't be caught without the coverage you need.

Raising your deductible amounts and cutting unneeded coverage are other ways to cut your driving costs. Check your insurance policy every 6 months or at least yearly to be sure that you're getting the lowest possible rate and that the coverage is still right for your current life situation. It certainly won't hurt to check and see if you could save some money. Why not take a little time and be certain that you're getting the cheapest car insurance you can get?

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